On October 26, 2019 I signed a contract for lodging rights with Vida Vacations and the exchange companies Interval + SFX Resorts. It was renegotiated on October 31, 2019. I thought at the time I understood the details, but did not thoroughly review the contract paperwork until I returned from the vacation with my sister in Cancun, MX. Problem: the renegotiated paperwork has the original date which I overlooked. It was a long drawn out process with me alone meeting (for the most part) with gentlemen who came and went. One rep said he could not arrange my recission which was within five days. When I returned home it was beyond the dated time to rescind. Vida was aware of my Wyndham ownership and wanted to transfer that equity value ($29,900) as part of my contract to reduce the amount of my cost. The rep cancelled the trade with my insistence in an e-mail to Member Services at Vida dated Nov. 5, 2019. Now on the contract I have been charged $4,614 to my Interval credit card. I owe $6,786.00 due no later than December 25, 2019. What are my rights if I don’t pay? Will my good credit be spoiled? I called Vida, but the woman Roxanne did not know about my Wyndham when she viewed my account. I have tried to reach Marco Guisitiani (sp) who was one of the final sales team members. He was to call me on Nov. 8, but I have not received a response. Roxanne said she would request Marco to call me, but I have not heard. I want to get out of my arranged contract due to discrepancies and other matters not explained to me that appear in the contract well as being manipulated by the sales team.