I have been a member of USAA since 1991. I have not made any type of claim in over 7 years and when I did it was on a renters policy. My auto rates on our two cars have gone up almost 24% since last year. We have not had any tickets, or bought new cars or done anything that would trigger something like this. They only issue we had was a claim for windshield replacement due to a rock on the freeway. But its illegal to raise rates in my state on a no fault windshield replacement with no other damage. I was wondering if others have had crazy increases like this for no reason this year, or has my insurance company just decided to stick it too me?