Last year I enrolled for an online course through the Health Coach Institute (HCI). After missing 2 payments with them, they locked me out of my account and sent it off to a debt collecting agency. I contacted HCI and asked if I could pay them directly to finish my studies and they said no, I would need to pay the debt collector. When I asked if I would be able to finish my courses after I paid everything off, their exact response was, "We'll see." The debt collection agency says I owe around $10,000. I do not want to pay this seeing as I have no guarantee from HCI that I will even get the services I originally enrolled for. I only received 2 months worth of classes. Is there anyway for me to get out of this debt without paying $10,000? Thanks in advancement to anyone who can help!