France car rental using debit card

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Apr 17, 2018
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#1
What companies allow one to rent a car in France using only a debit card? (Also what does "insurance is fully comprehensive with an excess of 1500 euro" mean?) Thank you
 
Feb 16, 2018
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#2
The $1500 is the deductible for damage that you will have to pay unless you buy the company insurance offered. From a security standpoint I always advise people that using a debit card is far less desirable than a credit card, while in the case of fraud both have policies to make it so that you are not responsible for fraudulent charges, at least with a credit card your account is not wiped out. There is also the protection of a credit card in case of a dispute about the bill. As for companies that will accept a debt card I am not sure, sorry.
 
Jul 27, 2016
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#3

Carrie Livingston

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Jan 6, 2015
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#4
I would suggest, if at all possible, to get a credit card for this transaction. That will give you so much more protection in case something happens. If you don't want to or can't qualify for a traditional credit card, please see about getting a prepaid credit card. You'll put money on the card and that will be your credit limit. In the case of the 1,500 € you'll need to account for conversion which today is approx $1,750. Once other thing to consider are foreign transaction fees and dynamic currency (which you definitely don't want).

If you have an accident, they are likely going to immediately charge your card for 1,500 €. So either way you go, debit or credit, you should be prepared. Alternatively, you could purchase travel car insurance or it might be covered in a trip insurance policy. Just some things to consider.
 
Likes: Neil Maley

jsn55

Verified Member
Dec 26, 2014
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#5
On the DR card, you can also make sure the bank account it's tied to keeps a low balance. If there is an issue, you have a little control over how much money they can swoop in and grab. As Carrie mentions, a pre-paid credit card would be the best.
 
Sep 19, 2015
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#6
The car rental company will put a hold on the deductible that is not covered by insurance. They may also put an additional hold on for gas and other possible charges. That could be at least $2,000 in total.

Beware of restrictions with hertz.fr and a debit card -- certain classes of cars (the upper levels) cannot be rented with a debit card. There are also certain prepaid cards that are not accepted.

* Si vous effectuez votre réservation avec une carte à débit immédiat, vous devrez la présenter ainsi qu’une ou plusieurs cartes de crédit (en fonction de la catégorie du véhicule loué) au moment de la prise en charge.

Les cartes de débit acceptées doivent porter le logo Visa ou Mastercard/Eurocard. Les cartes de débit Visa Electron, cartes d’achat, Maestro, Cirrus, cartes électroniques, Paycards, cartes prépayées Paypass, Compte Nickel, Mozaic, ou les cartes virutelles ne sont pas acceptées. Les catégories de véhicules suivantes ne peuvent pas être louées avec une carte de débit :


If you are going to drive in France get an international driver's license from AAA.
 

Carrie Livingston

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Jan 6, 2015
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#7
For those that don't speak French...

If you are booking with a debit card, you will need to present it along with one or more credit cards (depending on the category of the rented vehicle) at the time of pick-up.

Accepted debit cards must bear the Visa or Mastercard / Eurocard logo. Visa Electron debit cards, Acquisition Cards, Maestro Cards, Cirrus Cards, Electronic Cards, Paycards, Paypass Prepaid Cards, Nickel Account, Mozaic, or Virutelle cards are not accepted. The following vehicle categories can not be rented with a debit card:

@Christina H thanks for the helpful information!
 

Neil Maley

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Dec 27, 2014
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www.promalvacations.com
#8
Please do what Carrie says and get a credit card to use for all your travel. First- you don’t have the same consumer protections you would have using a credit card if there is a problem. If you read our complaints you will see companies demanding repayment months after you you return for damage you never caused. You don’t want to have your checking account held up months later if something like this happens.

Second- there may be multiple holds put on your card that don’t fall off and can result in a hotel room charge bring declined

You should never use a debit card for travel purchases. Please reconsider.