Credit Info Stolen - Someone opening CC's using my info

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Neil Maley

Staff Member
Dec 27, 2014
New York
One important note about a credit freeze: it works well provided you do not try to open a new credit card, take out a new loan, or to obtain new services (like internet). Then you have to go through un-freezing them or, in some cases, paying a very high deposit which can take up to 18 months to be refunded.

from personal experience ...
My wife only had to call the credit bureau with a code they gave her to authorize the inquiry.
Jan 6, 2015
Our service providers did not. They simply took our order (including the credit card number) and came back saying they had to have a deposit.