I booked a world cruise January 2020. £35,000. It was an incentive to retire at 62 years after working over 40 years as a nurse. I cancelled giving 15 months notice. My retirement age has increased to 66 so I need to work longer. Travel agent said I could transfer to having 2 holidays over 18 months for the same price or loose my £5000 deposit as stipulated in cancellation policy of travel agent and carnival (cunard). Also to pay £100 administration fee. No problem having 2 holidays but I am reluctant to spend my savings on 2 short holidays. I have chosen 2 holidays as stipulated but so far can only spend about £25.000 which is excessive enough. We should like to do a world tour on retirement with the same company. I dislike being micromanaged into choosing 2 expensive holidays. Holidays should bring joy and not grief. My options are limited I either gulp walk away and loose £5000 or blow 35.000 on 2 holidays which I am physically unable to do.