Hello I rented a car from Avis with a debit card two months ago. The car unknowingly was hit with a rock and had a chip. It did not spread and could barley be seen. The agent pointed it out at return but said they usually don’t charge for those and made me fill out an incident report, well they did. I received a letter saying I owe $498.00. Is there anyway to fight the cost or get it reduced. If anything I expected repair charges but not a replacement charge.