Just curious. What do people think about this for extra protection with car rentals. https://feeservices.americanexpress.com/premium/termsandconditions.do I never used to think about this until reading all the issues on the forums. Most CCs offer only secondary coverage, which means you have to get your insurance company involved. Since I live in a Delta fortress hub I will be using Amex, and do not want to pay for another card just for car rentals.