Thanks. I believe I've done what the article advises. I'm attaching a scan of my final email to Charles Robertson, president of ACL. I've also copied and pasted my record of the actions.
6/21/2019 Columbia River cruise booked (1xxxxxxx)
Cruise Cancellation Protection Purchased ($280 x 2)
$1,560 paid (Master Card)
3/8/2020 phone call with Liz regarding effects of COVID –19
was given 30-day extension for final payment
was told that vouchers were under consideration
asked specifically whether they would be transferrable
was told vouchers would not be transferrable
3/9/2020 received Cruise with Comfort email
would not be able to use, so filed
without accepting
assumed that our cancellation protection was still in effect
3/9/2020 received email from Charles Robertson
contained direct phone number, invitation to call for assistance
4/20/2020 emailed cruise cancellation and request for refund
4/21/2020 received emailed cruise voucher
4/23/20 emailed second cruise cancellation and request for refund
5/15/2020 phone call with Jeffrey in Customer Service Department
questioned status of cruise cancellation
was told our acceptance of the vouchers voided that option, was
irreversible
in response to my protests that we had not accepted, was advised to
email
[email protected]
sent that email
5/28/2020 called Charles Robertson’s office*
requested return call
provided specific information about reason for the call
6/5/2020 received email from Riley Stone in response to my 5/15 email
form letter denying cancellation
did not address our situation specifically
6/8/2020 sent “please reconsider” email
6/9/2020 called Charles Robertson’s office
again requested return call
again provided specific information about reason for the call
6/15/2020 called Charles Robertson’s office
talked more with receptionist
was told they have many requests; she’d put ours at the top; we’ll
receive emailed response within the week
told her email is fine if it’s approval; otherwise, I want to talk with him
6/25/2020 received similar non-specific response from Riley Stone in response to my 6/8 email
6/26/2020 called Charles Robertson’s office
told receptionist that I must have at least written acknowledgement that
someone with authority to reverse the negative decision knows
that we did not accept the voucher offer; that has never been
acknowledged
she will talk to him again
7/7/2020 called Charles Robertson’s office
told receptionist that if I didn’t hear from him in a few days, I’ll file with BBB
7/8/2020 sent final email to Charles Robertson
7/16/2020 filed complaint with BBB
7/21/2020 notified by BBB that complaint was denied
7/22/2020 filed additional information with BBB
7/31/2020 notified by BBB that complaint was denied and file was closed
8/3/2020 filed complaint with Attorney General's Advocacy and Intervention Division
(date not recorded) notified that ACL will not issue refund
Note: Edited by moderator to remove reservation number and attachment containing pii