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  1. M

    Issue with Target Mastercard. Do I write Target or TD Bank?

    I spoke to two people at Target Card Services. They both said because I made the error with the account number they will not refund the fee. I did ask for a courtesy adjustment and it was declined. I am not willing to accept no at this time.
  2. M

    Issue with Target Mastercard. Do I write Target or TD Bank?

    The phone agent would not reverse it because the online customer service already said no. So I need to contact higher ups at TD Bank then.
  3. M

    Issue with Target Mastercard. Do I write Target or TD Bank?

    I was charged a fee for the returned payment. I was not charged a late fee because I re-did the payment before the due date.
  4. M

    Issue with Target Mastercard. Do I write Target or TD Bank?

    I paid it online then two weeks later I received an email that the payment was rejected. I then went to my bank's website and sent a payment through them to the card. At that point I already was charged the fee for the returned payment. I reached out via the web form asking them to refund the...
  5. M

    Issue with Target Mastercard. Do I write Target or TD Bank?

    I know the Target card is issued by TD Bank. I had changed the bank that I wanted payments to come out of. I must have made a mistake on the new account because the payment was rejected and I was charged a fee. I asked Customer Service for the card to waive the fee and the request was denied. I...
  6. M

    Alliant Federal Credit Union

    Does anyone have contact information for Alliant Federal Credit Union? I need to write a good will letter.
  7. M

    Rented in Israel did I need to pay for Theft? CDW was purchased at time of booking.

    Thanks everyone. When I read over the English rental agreement I see CDW+TP Which I assume is CDW and Theft Protection. The AVIS site mentions Third Party Liability Waiver (TLDW) as being mandatory. It does not look like I had that included in my prepaid amount. I feel if it is mandatory it...
  8. M

    Rented in Israel did I need to pay for Theft? CDW was purchased at time of booking.

    Thanks. I am going to ask my wife for copies of what we have. I lose them and she doesn't. I just sent an email to the customer service email listed to ask for a copy of any contracts. I know my card says I have 60 days to file a dispute so I am good there for now. There were no screens to sign...
  9. M

    Rented in Israel did I need to pay for Theft? CDW was purchased at time of booking.

    My copy of the contract says CDW+TP I am assuming it means Theft Protection. I am getting an error when I try to attach the image here.
  10. M

    Rented in Israel did I need to pay for Theft? CDW was purchased at time of booking.

    They claim it was outstanding from when I picked up the car When I picked up the car I disputed paying any more for insurance because it was pre-paid including the CDW. I was allowed to take the car without paying any more money at that time. (Other than the hold for what they called a...
  11. M

    Rented in Israel did I need to pay for Theft? CDW was purchased at time of booking.

    Before going on my trip I reserved a car though Avis.com I chose the Collsion Damage Waiver (CDW) because I wanted full coverage and pre-paid for the rental. It was $274.82 for the Base Rate and $220.00 for CDW. According to AVIS.COM the CDW provides coverage if the car is damaged or stolen...
  12. M

    Help me find the right travel insurance

    Thanks everyone. We booked a policy that basically said if we were medically fit to travel on the day we bought the policy it will cover us.
  13. M

    Need help with my letter Re Empire Direct Carpet

    I know a "laundry list" tends to get ignored and I know I tend to be verbose when I need to be concise so I'm asking for help in writing a letter. We contracted to have carpet installed on 7/7/18. It was a living room, a bedroom and the hallway between the two. The sales person measured the...
  14. M

    Help me find the right travel insurance

    Neil, thanks for the reply. I understand that advocates can't make recommendations but I was hoping that other members can. insuremytrip.com came back with three options but I'm confused. The plan states there is a waiver available for pre-existing conditions but there is a 60 day look back...
  15. M

    Trade in old phone for S9+ Promo-Info Request

    I thought when the S9+ first came out there was an offer of money towards the phone if you traded in certain other phones including the S4 I can't find that expired offer now and I need it to try to get some assistance . Does anyone else remember it or have it saved?
  16. M

    Help me find the right travel insurance

    My wife and I are going to Israel in August. We booked on United tonight and have 24 hours to cancel if we change our mind, My wife has pre-existing conditions (asthma, diabetes, prone to cellulitis) and is mobility impaired. We have to take a wheel chair if she goes long distances. Our health...