I have been a member in good standing with E-Bay and PayPal for over 30 years combined. Over 200 perfect transactions, not one problem until my last purchase. I bought a watch online and used PayPal. The watch was a fake. I immediately called PayPal for advice on how to rectify the problem. The PP rep was great telling me not to panic as she could open a claim immediately to get my money back. I had never filed a claim and the rep made it easy. After a month or so I received confirmation from PP that my claim was successful and my money was returned. Not long after that I received an e-mail from PP that my account was, what they call, "limited". I called PP and was informed that my PP account was limited for LIFE. Yes one claim, limited forever. I have never been late with a payment in my whole 61 years on this planet, I have paid my house off and have the highest credit rating my bank manger has ever seen. For those of you who use PP and have never had a problem let me explain further what this limitation does to your life. PP does not cancel your account, they keep it active but unusable so your credit card cannot be used with any online purchases that deal with PP. Also, they prompt you online to provide information to resolve your "limitation" but never tell you the reason for your "limitation" so you have no idea what to provide. During the many conversations I have had with PP staff I have learned that they have linked me to another account. I surmise that it is my son who shares my address even though he attends university in another city. My son has had hundreds of transactions through PP and he does purchases with many third world countries. So he has had quite a few claims, all legitimate. So he also was "limited" for life. I always thought PP would limit those who rip people off online and reward those like my son who help identify fraudsters. Nope. I hope someone can offer guidance on this issue as it is driving me loopy. As I stated, I have lived my life honorably serving as President of our local Chamber of Commerce, 10 years as Mayor of my community, Board member of our local Hospital and Police Services Board. These big companies are pushing us to online purchasing yet treating us like crap with no means to resolve issues. I have become a percentage person. You may be next.