As far as the costs, Neil, 20 years ago we looked at a Hyatt timeshare in Lake Tahoe. It was very appealing to both of us (we rarely agree on anything). I sat down with the numbers and found that we could vacation in their Penthouse for a month every year for less than a TS would cost. Of course there is the savings of a full kitchen in a condo, but I'm not a big fan of cooking dinners and cleaning up the kitchen. I'd rather set the room service tray out in the hall.