Credit Info Stolen - Someone opening CC's using my info

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Neil Maley

Moderator
Staff Member
Advocate
Dec 27, 2014
11,609
11,975
113
New York
www.promalvacations.com
#21
One important note about a credit freeze: it works well provided you do not try to open a new credit card, take out a new loan, or to obtain new services (like internet). Then you have to go through un-freezing them or, in some cases, paying a very high deposit which can take up to 18 months to be refunded.

from personal experience ...
My wife only had to call the credit bureau with a code they gave her to authorize the inquiry.
 
Jan 6, 2015
2,002
1,961
113
#22
Our service providers did not. They simply took our order (including the credit card number) and came back saying they had to have a deposit.