Had to cancel a United flight for me and my two daughters, when a childhood family friend unexpectedly had her wedding cancelled by the intended groom. We couldn't even go to visit because she was to distraught for visitors. We no longer had a reason to fly to this destination. Flight insurance won't cover cancelled events, even though this was a "unexpected" and "unforeseen" event. United will let me change the tickets, but only after paying a $200 change fee per ticket. This is practically the amount of our $268.40 round trip ticket. We did not change our mind, this pretty significant event was cancelled leaving us no choice. Airline was able to resell the seats on the busy Thanksgiving weekend, and AIG made their money on the flight insurance. The only one out of money is me, the customer, the one I thought flight insurance was intended to protect?