Booked a Western Mediterranean trip with Star Clipper and due to the expense of trip, we purchased AIG Travel Guard through Star Clipper. We boarded our plane in Phila. and just sat there. Airline said Air Traffic Control wouldn't let us into New York, JKF. By the time we got to NY, plane to Nice had left and a later one was full. AIG is only reimbursing for "missed connection" - we don't fit the criteria for "interrupted travel". Seems very unfair to only get $2000. back on a $10,000. trip. Are there better policies out there. If not, why purchase insurance when a trip could be ruined, on no part of your own, and be barely reimbursed? Thanks!